Americans spend almost as much on holiday gifts during two months as they do on a full year of charitable giving. I'm supporting Holiday For Charity this season. Join me in asking friends and family to donate to your charities of choice instead of buying you another tie you won't wear. The giver gets the tax write-off and you get the pleasure of doing something for someone less fortunate. (Fill in the blank) is my charity, in case my friends and family are reading.

For more information about Holiday For Charity, visit www.hoover-ink.com.